Advancing
Your Credit
Culture
Credit Risk Management, L.L.C. 

MEET OUR STAFF

Credit Risk Management's Staff

Over the years, Credit Risk Management has been built largely on the skills of experienced credit, documentation and compliance talent. To ensure higher standards of quality and consistency, CRM uses only employed associates and specifically selected contract-based associates who have an ongoing relationship with CRM.

Our team of 54 associates offers our clients, collectively, over 265 years of credit experience (most as lenders and/or credit officers) and 90 years of documentation, training, regulatory and/or legal experience.

Credit Risk Management, L.L.C. is very much a service-oriented company that brings consultative, collaborative and relational approaches to our work with clients. This can only be done effectively with skilled and experienced talent.

Founders of the Company
    David H. Ruffin
    Erich A. Bumgardner
Credit Specialists
    Jeffrey J. Benca
    David R. Bennett
    Timothy B. Berry
    Joseph C. Bonner
    Amanda B. Coleman
    J. Clay Compton
    Rhonda L. D'Urso
    Timothy W. Farmer
    F. Clay Gaitskill
    Richard W. Gilmore
    Jeffrey E. Hall
    Mark T. Harrison
    Randal T.F. Inman
    Jeffrey R. Johnson
    S. Weaver Johnson
    Wanda J. Kulesa
    Patricia L. Kliphon
    Melissa E. Little
    Wendy G. Maar
    Zody K. McDowell
    James T. Merritt
    Matthew S. Orr
    Cory G. Peckham
    Larry M. Poole, II
    Shailendra "Shelly" K. Prakash
    James E. Rackley
    Nathan H. Smith
    Mark W. Snyder
    Stephen W. Trescot
    John W. Umstead
    Lemuel H. Umstead
    Nathan R. Weavil
    Percy W. Williams, Jr.
Documentation / Compliance Specialists
    Loren P. Pessolano
    Elizabeth M. Almond
    Brian T. Edwards
    Karen L. Gilmore
    Laurie A. Hayes
    Elizabeth L. Jones, CRCM
    Tonya F. Mackey
    Dyaz M. McDougal
    Belinda D. Phelps
    Steven R. Price
    Madge A. Sofia
    Lisa M. Stansell
Online Manual Maintenance / Technical Writer
    Michael G. Leck
Online Manuals / Training Assistant
    Todd E. Shahan
Information Technology Specialists
    Gary C. Choma
    Richard O. Duke
    Douglas R. Hitchen
Executive Assistants
    Luana J. Bink
    Susan K. Horton


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Credit Risk Management, L.L.C.
4140 ParkLake Avenue, Suite 530, Raleigh, NC  27612
Mailing Address: P.O. Box 30036, Raleigh, NC  27622
Phone: 919-846-1601  |  Fax: 919-846-5760