FREE ALLL Webinar Series
Learn new techniques for ALLL methodology. Today's economic climate requires new portfolio management techniques and solutions. New questions and issues arise every day. Sign up now for our FREE ALLL Webinar and find answers to YOUR most
pressing questions.
Our Webinar is not a rehash of the regulatory requirements, it's about the CRM solutions. For starters, we will provide you with a FREE Peer Comparison if you call us at 919-846-1601 or register below.
UPDATE: There are currently no Webinars scheduled. Please check out our ALLL page for more information on how Credit Risk Management can help you.
Our Webinar covers the following:
Allowance for Loan and Lease Losses (ALLL)
- Why all the attention on ALLL?
- What's so difficult about ALLL?
- What exactly changed in 12/06 ALLL Regulatory Guidance?
- What makes a good ALLL Model?
FAS-5
- What part of the ALLL is calculated by FAS-5?
- How should FAS-5 pools be segmented?
- Can they be subdivided?
- Are gross or net historical losses used?
- What if there are no historical losses?
- What adjustments to loss rate are allowed?
- Do we reserve just one year of estimated loss in any FAS-5 pool?
FAS-114 — Loan Impairment Calculations
- What is an impaired loan?
- What Regulatory Risk Grade should be used for impaired loans?
- What if my FAS-114 analysis yields a zero individual reserve? Should I put that loan balance back into FAS-5?
- Can I perform an FAS-114 analysis on non-impaired loans?
- What collateral values should be used in FAS-114 Fair Value of Collateral Method?
- When can the Present Value of Cash Flow method be used?
- How often do I need to update the FAS-114 analysis?
- How much detail do I need to provide?
Unallocated Reserves
- What are Unallocated Reserves?
- Do auditors allow Unallocated Reserves?
- On what are they based?
- What proportion of my reserve should be Unallocated?
