ANALYTICAL SOFTWARE

To a lender, the ability of a borrower to repay his/her loan is of utmost importance.

Borrowers vary, thereby making it difficult for the lender to understand the exact financial capacity of the borrower.

So we have developed a series of analytical tools,
(click for a larger view), that are designed to assist the lender in making crucial lending decisions. These include:

•      Risk Grading Worksheets/Credit Memos
•      Commercial Spreads & Projections
•      Cash Flow Worksheets including Individual, Income Property and
      Property for Sale: Example 1
•      Cash Flow Worksheets including Individual, Income Property and
      Property for Sale: Example 2

These tools provide an alternative to empirical credit scoring, force documentation of mitigations to policy exceptions, and provide a more standardized risk assessment.

Please contact us for a full Webex ^TM demonstration of our products.

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